Creating a budget for yourself can be one of easiest things
to start saving money. Even if you have plenty to spend, it is important to
know where all your money is going. Say you go out to eat once a month
and spend $20 for the meal. At the end of the year, you have spent $240 and
maybe you didn’t even realize it.
Keep track of your costs for a week and estimate what you
might spend in a month or even a year. The results may surprise you and this
knowledge will at the very least make you better aware of your spending habits and what
your able to afford.
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